Control Desk & Credit Analyst We are looking for a Control Desk & Credit Analyst to join our Credit team and help us maintain the integrity of Clara's credit decision-making processes. In this role, you'll ensure that every prospect meets our compliance standards, conduct in-depth financial analyses, and contribute to continuous process progress. You will act as a critical gatekeeper, balancing risk mitigation with the agility needed to support our B2B growth. Responsibilities Verify that all prospects comply with legal, cash flow, credit score, and risk assessment requirements. Manage onboarding processes, including KYC, KYB, AML checks, credit score validation, and credit origination. Analyze customer financial conditions and assess creditworthiness for B2B clients. Propose credit limits based on risk analysis and financial health. Review and challenge first-line credit risk models to ensure accuracy. Identify, propose, and implement process improvements using tools like N8N or Hubspot to streamline workflows. Support credit bureau audits and operational improvement initiatives. Collaborate closely with the Sales team to address customer credit needs while maintaining risk standards. Must Haves At least 2 years of experience in credit, collection activities, or financial analysis within a B2B environment. Working proficiency in English and Spanish (English will be evaluated). High analytical and problem-solving skills with a proven role-specific execution mindset. Demonstrated ability to perform both detailed quantitative and qualitative analyses. Comfortable working under pressure and handling repetitive tasks in a fast-paced, changing environment. Proficiency in Google Drive (specifically Google Sheets filters, pivot tables, and formulas). Experience or interest in AI tools to automate workflows. Nice to Haves Experience using Hubspot, Metabase, or Zendesk. Independent analytical skills using SQL or Python. Ability to create clear flowcharts and presentations to communicate risk findings. Basic Portuguese or a desire to learn it. A good sense of humor. Benefits Competitive salary and stock options (ESOP) from day one Multicultural team with daily exposure to Portuguese, Spanish, and English (our corporate language) Annual learning budget and internal accelerated development paths High-ownership environment: we move fast, learn fast, and raise the bar — together Smart, ambitious teammates — low ego, high impact Flexible vacation and hybrid work model focused on results #J-18808-Ljbffr